Loans & Credit

Bank @lantec, a division of Dollar Bank, FSB, can offer you a variety of borrowing options and sound solutions to meet your needs, whether you need financing for renovations, college tuition, car, boat, RV or for any other purpose.

We’ve streamlined the application process making it quick and easy to get a decision. You can start the loan process by calling us at 757.671.7900, visiting any of our conveniently located branches or by completing the information on our online form and submitting it to us. One of our loan specialists will work with you to ensure you get the best loan for your needs.

Please contact us at 757.671.7900 for current rates.

Home Equity Loans and Lines


Using your home equity for your borrowing needs can be smart because some or all of the interest may be tax deductible (consult your tax adviser). Home Equity loans are for a set rate for a set period of time and amortize principal and interest. A Home Equity Line is a variable rate loan with a predetermined line of credit that can be used as needed (for example college tuition or home improvements.) Members only pay interest only for a period of time making it slightly more affordable for some than a regular home equity loan. Give us a call and we can help you sort out your options and what makes sense considering your borrowing needs.

Automobile Loans


You’ve been checking out that new or used “set of wheels” for months and now it’s time to obtain financing to make it yours! We can help you sort through all the borrowing options to get you that new or used car at a reasonable rate and terms.

Buying a new or used car is an exciting experience and we’re here to help.

We offer a variety of attractive fixed rates, flexible repayment terms up to 84 months and 100% financing. Plus, we can provide assistance with blue book values and offer you advice to make sure you get a fair deal.  Let us put together an automobile financing solution that will work best for you. To apply, call our loan center at 757.671.7900 or visit a branch.

Key Points:
• Low fixed rates
• Flexible terms up to 84 months
• 80% and 100% financing for both new and used automobiles available
• Rate discounts for automatic deduction from checking account
• Quick and easy loan application process and decision

Recreational Loans


We can help you set sail on that new or used boat or cruise the open road on that new or used Recreational Vehicle or motorcycle with a loan that is just right for your needs. Let us help you have more fun with one of our recreation vehicle loans.

We offer flexible payment options and terms and up to 80% financing. To apply, call our loan center at 757.671.7900 or visit a branch.




Key Points:
• Low fixed rates
• Flexible terms up to 120 months
• 80% financing available
• Rate discounts for automatic deduction from checking account
• Quick and easy loan application process and decision

Unsecured Line of Credit


We all know that there are times when unexpected expenses or emergencies arise. Enjoy the peace of mind and convenience of knowing that funds from your line-of-credit will automatically be transferred to cover a shortfall in your checking account. And since you only pay interest on the money you use, you don’t pay anything if you don’t need to use it. To apply, call our loan center at 757.671.7900 or visit a branch.

Key Points:
• Saves you money by not having to pay return check charges
• Saves you the embarrassment of having a bounced check
• Only pay interest when you use the line of credit
• Convenient notices mailed when you advance balances on the line

Are you ready to apply for a loan or just want more information?

Click here to get started